We will find the way to predict all the risks and find the insurance cover in accordance with your needs. We are in this together.

We will find the way to predict all the risks and find the insurance cover in accordance with your needs. We are in this together.

We will find the way to predict all the risks and find the insurance cover in accordance with your needs. We are in this together.

Motor Casco insurance is voluntary and is primarily intended for vehicle owners who in addition to compulsory motor third party liability insurance would prefer an additional insurance cover for their vehicle. Casco insurance protects your vehicle against potential accidents, for example when the driver of the vehicle is at fault in a traffic accident, when a vehicle is hit by a wild animal or tree falls on a vehicle. Lately the prices of Casco Motor Insurance significantly went up in Estonia. ​ ASK FOR AN OFFER ​ Once we have received your inquiry, we will quickly compare the offers of different insurance companies and help you choose the most suitable insurance solution for you. A comparison of offers will be sent to your e-mail within minutes. Our clients always get the best insurance terms at the best price. ​ https://en.inpro.ee/get-quote If another insurance broker offers you a more favorable solution on the same terms, we will make you an even better offer. We provide our clients by finding the best options and by claim handling assistance. We always remember when your vehicle insurance expires and let you know when it's time to re-insure. Motor Casco insurance is voluntary and is primarily intended for vehicle owners who in addition to compulsory motor third party liability insurance would prefer an additional insurance cover for their vehicle. Casco insurance protects your vehicle against potential accidents, for example when the driver of the vehicle is at fault in a traffic accident, when a vehicle is hit by a wild animal or tree falls on a vehicle. In general Casco insurance policy covers all risks of fire, theft, vandalism, hijacking, robbery and third party damage. Categories of vehicles: cars mopeds and motorcycles vans trucks trailers buses tractors The object of insurance is the vehicle along with the parts and equipment mounted on the vehicle. In order to ensure full insurance coverage, the additional equipment of the vehicle such as: extra lights, alloy wheels, spoilers, taxi equipment, winches, in-car audio, video and other must be specified in the policy. In addition to the standard package you can choose: Window insurance. Indemnifies glass damage resulting from the breakage of passenger compartment glass. The cost of applied window tinting will also be indemnified along with the glass. If window insurance is not selected as additional insurance cover for the package, window damages will still be covered, although in the case of damage the specified deductible will be applied. New value insurance . New value insurance is required for a new vehicle. It provides the additional cover if the vehicle is destroyed or lost as the result of an insured event. New value insurance indemnifies the acquisition price of the vehicle (the price at which the vehicle was purchased). Securing a replacement car. Important to ensure that the life of a person who moves about primarily by car does not stop. If the vehicle is incapable of moving or is currently being repaired, a replacement vehicle will be placed at the disposal of the insured person for that period. Accident insurance. Some of the traffic accidents end tragically. Accident insurance will help to cope with the consequences. In the case of accident insurance, people who are occupants of a vehicle during an accident are insured, and in the event of their death or a permanent incapacity for work, an insurance indemnity is provided. Luggage insurance. Indemnifies damage, destruction, or damage resulting from loss, to objects located in the passenger compartment, luggage compartment or roof box of an insured vehicle in the event of an insured event. ​ CASCO INSURANCE FOR LUXURY VEHICLES ​ We call "luxury" or "exclusive" rare or very expensive vehicles. Casco insurance for such cars is very expensive and sometimes local insurance companies do not offer insurance coverage at all due to high risk and cost of reimbursement or offer insurance coverage at very high rates. In such cases, we find for our clients motor casco Insurance coverage solutions from the global insurance companies outside the Republic of Estonia or negotiate with local insurers on the terms and conditions of motor casco insurance for such vehicles and receive additional discounts for our clients. ​ We have extensive experience in this field of insurance, due to the fact that among the clients of Inpro Insurance are owners of exclusive cars. We know exactly what aspects are worth paying special attention to and how to get the most acceptable conditions and quotes for motor casco insurance for our clients. Contact us, we will help you. ​ #kaskokindlustus #inproinsurance #motorinsurance

FOR AN EMPLOYEE: Opportunity to visit a specialist without a referral Allows the choice of a suitable doctor and treatment facility Private care costs are covered, which is not included in the State Insurance Fund Decreases personal expenditures due to health Quick and confidential – health information is not share with the employer FOR AN EMPLOYER: Helps enhance the reputation of an employer on the work market Certainly, gives an advantage in recruitment Increases the satisfaction of the existing workers and helps decrease employee turnover by giving a picture of a caring employer Helps support the upkeep of a worker’s productivity and reduces the number of days that an employee is unable to work The employee can choose a suitable doctor and treatment facility The employee can deal with health concerns more quickly and economically Employees with a positive mindset are more open and adjust to changes more easily WHAT IS CORPORATE HEALTH INSURANCE? ​ Health insurance is the most valued social guarantee on the labor market that an employer can offer an employee. Health insurance for employees is an insurance voluntarily taken out by an employer in the interests of its employees to supplement the state health insurance system. This is a great added value for employee motivation. Studies show that employees value an employer who cares about their health and well-being. In addition to holidays and flexible working hours, health insurance, life insurance and personal accident insurance have also become important. ​ Health insurance allows the company's employees to use paid medical services at no additional cost or at a lower cost (depending on the insurance program) and to get necessary medical treatment faster. Health insurance for employees is suitable for companies of different sizes in different sectors. ​ EMPLOYEE HEALTH INSURANCE ALSO COVERS DENTAL ​ Corporate Health Insurance also covers dental care for the company's employees, under which the company insures its employees in case they incur regular dental expenses or dental expenses caused by an accident. Dental Insurance is available only as part of the Corporate Health Insurance program. ​ WHAT RISKS ARE COVERED? ​ The employer has the opportunity to choose which programs and amounts are included in the Health Insurance Contract. For example, partially or fully reimbursed paid medical services can be added, a certain amount of limit can be set within which the medical services can be used. Employers can also choose to include compulsory health examinations of its employees in the Health Insurance Contract. ​ INSURANCE TERRITORY Depending on the wishes and needs of the employer, the territory of the Corporate Health Insurance may be the Republic of Estonia or the Baltic States. In case of international insurance solutions (Morgan Price Health Insurance: Standard Plus, Comprehensive, Premium) - Europe, Worldwide except USA, China, Singapore and Hong Kong or Worldwide. ​ FAMILY MEMBERS ​Some health insurance solutions also extend to the employee's family members.

Kristjan Tommingas, head of the Anti-Drug and Organized Crime Service of the Lõuna Police Prefecture, said that despite the arrest of Lithuanian citizens who were caught stealing cars in Tartu County in September, Lexus and Toyota Land Cruiser SUVs continue to be hijacked in South Estonia. “Until now, criminals were interested in 2018-2022 SUVs. In the last month alone, several Land Cruisers and Lexus SUVs have been stolen from different parts of South Estonia, and another Lexus SUV has also been attempted to be stolen. All these events took place under the cover of night,” said Tommingas. The police opened a criminal case to investigate all these thefts. “The data collected so far gives the police grounds to once again suspect the hijackers from Lithuania of committing these crimes,” says Tommingas. Tommingas added that crime police officers are actively working to prevent car thefts and catch car thieves, but people can also do a lot to protect their vehicles. “First of all, we ask all owners of SUVs of this particular brand, as well as all other members of the society, to be vigilant and report to the police if they notice suspicious movements or strangers and cars near their homes,” the policeman says. According to him, the criminals, and these are men aged 20-40, can travel in ten-year-old cars with British or Lithuanian numbers. “It is also known that criminals carry out preliminary work and therefore can, at night, both on foot and on electric scooters, move to various places where Lexus and Toyota Land Cruiser SUVs are parked. They can hide their faces either with a mask or some other piece of clothing,” Tommingas listed dangerous signs that should be immediately reported to the police by calling 112. Marie Kartau, the prosecutor of the Luna prosecutor's office, explained that similar hijackings are also taking place in other European countries. “In turn, the experience of other countries shows that hijackers may not be limited to Lexus and Land Cruiser SUVs, since, for example, in Belgium there has recently been a wave of Peugeot 3008 thefts. how they change their activities so that we can prevent the commission of such crimes. Unfortunately, the activities of law enforcement agencies are not enough, and everyone can stand up for their personal property. In addition to protecting your property, cooperation with neighbors helps prevent theft. If you spot suspicious vehicles or people, you should not just keep that information to yourself, but talk to your neighbors or the police about it,” Kartau said. According to Tommingas, in recent cases of theft, it has been observed that in addition to extending the signal of the key, other theft methods and devices are used, so just placing the key in a metal box or safe does not help to prevent the described cases. “Therefore, we recommend parking such SUVs at night in such a way that access to the car is difficult for unwanted people. With multiple cars in one household, one might consider having a luxury SUV blocked at night by another family's car, or using some other physical barrier to keep the car from leaving the yard, such as a locked garden gate," the police officer explained. adding. that an additional immobilizer or secret switch can also help provide additional security. “It is also known that many cars already have an additional function from the factory that can be activated by combining different buttons on the remote so that the signal between the car and the key is completely interrupted for the right time,” said Tommingas, urging vehicle owners to contact their car dealer for more detailed instructions and recommendations. Sourсe: Postimees / translated by Inpro Insurance /

Home Insurance Corporate Property Insurance Travel Insurance Health Insurance Dental Insurance Life Insurance Traffic Insurance (Motor TPL) Casco Insurance Personal Accident Insurance Civil Liability Insurance Health Insurance Yachts & Motorboats Private Client insurance solutions Motor TPL Insurance Compulsory insurance which covers civil legal liability for damage caused to third party by driving the motor vehicle. ​ Explore Travel Insurance Travel insurance is necessary for every traveler, regardless of gender and age. It is satisfaction and confidence during the trip. Explore Boat and Yacht Insurance As a rule, it is possible to insure ships up to 24 meters in length. There are two types to choose from: full insurance or partial insurance. Explore Health Insurance Currently only available as a Health Insurance solution for employers. Ask your employer! Explore Life and Personal Accident An accident can lead to a loss or incapacity for work, which in turn leads to financial problems due to reduced income. Explore Casco Insurance Casco is for different types of vehicles that are permanently or temporarily registered in the Republic of Estonia. Explore Home Insurance Home insurance gives you the opportunity to restore your property to its original condition in the event of a major accident. Explore Drone Insurance Damage caused to the insured object in the amount of up to € 3,000 is indemnified. Explore Personal Liability Insurance Broad cover including legal defense costs and immaterial damage up to full limit. Explore CPM For construction equipment, tractors, crushers, saws, tanks, belt conveyors, etc. Explore

Liability Insurance for Amazon Sellers REQUEST QUOTE ASK FOR AN OFFER ​ As soon as your request is received, we will analyse the cyber risks associated with activity of your company and provide you with a choice of insurance solutions from which you can choose the most suitable. Ask for an offer now, write to us: info@inpro.ee or send an inquiry using "request quote" button. ​ We offer an individual approach to each client, offering insurance solutions according to the needs, requirements and possibilities of each specific company. ​ What are Amazon seller insurance requirements? ​ Amazon requires business insurance for Amazon Pro Merchants and sellers with gross proceeds of over $10,000 during any month from sales on its platform. According to the Amazon Services Business Solutions Agreement , the minimum requirements are 1 000 000€ per-occurrence and 1 000 000€ aggregate limits of commercial general liability insurance and product liability insurance. ​ General liability insurance often includes product liability insurance, or you can add it as an endorsement. Some sellers may need commercial umbrella insurance (or excess liability insurance) to boost their liability coverage limits. Your policies must name Amazon and its assignees as additional insureds. Sellers may need to mail a certificate of insurance to Amazon to prove they carry this coverage. ​ Why do Amazon sellers need liability insurance? ​ Business insurance helps Amazon sellers recover from costly accidents, such as a fire at a storage unit that destroys your inventory. Some policies, like a general liability policy, are required once you sell a certain amount. ​ Inpro Insurance helps Amazon sellers find policies that match their unique risks and requirements. Fill out one free application to compare quotes from top-rated insurance companies. ​ How do I get Liability insurance for Amazon Seller? ​ Sales fluctuate, and you may suddenly find you've hit the threshold where you need insurance coverage – fast. Amazon sellers can get insured quickly with Inpro Insurance if you have your business information on hand. Our application will ask for basic facts about your company, such as revenue, forecasted revenue for the next year and number of employees. You can get coverage and certificate of insurance with Inpro Insurance in three easy steps: ​ 1. Push the button "REQUEST QUOTE" 2. After we receive your request, we shall send you the simple form to be filled out 3. Confirm our offer, pay for your policy and get a Certificate of Insurance Inpro Insurance is licensed to work with top-rated EU carriers to find coverage that fulfills Amazon's insurance requirements, whether you're an independent contractor or hire employees. Get insured today and find peace of mind knowing your business can survive the unexpected.

Health Insurance REQUEST QUOTE ASK FOR AN OFFER ​ Are you an employee-friendly and caring employer? Do you want to support the retention of employees' ability to work and thereby reduce the number of incapacity for work days? Is it important for you that your employees receive affordable and faster solution to their health concerns? Ask for an offer now, write to us: info@inpro.ee send an inquiry using "request quote" button or contact our specialists directly . ​ We offer an individual approach to each client, offering a Corporate Health Insurance solutions according to the requirements and possibilities of a specific company. ​ TAX REDUCTION From 2018, entrepreneurs will be able to pay health insurance contract insurance premiums up to € 100 per quarter (400 € per year) per employee tax-free. ADVANTAGES FOR AN EMPLOYER ​ Helps enhance the reputation of an employer on the work market Certainly, gives an advantage in recruitment Increases the satisfaction of the existing workers and helps decrease employee turnover by giving a picture of a caring employer Helps support the upkeep of a worker’s productivity and reduces the number of days that an employee is unable to work The employee can choose a suitable doctor and treatment facility The employee can deal with health concerns more quickly and economically Employees with a positive mindset are more open and adjust to changes more easily ​ ADVANTAGES FOR AN EMPLOY EE ​ Opportunity to visit a specialist without a referral Allows the choice of a suitable doctor and treatment facility Private care costs are covered, which is not included in the State Insurance Fund Decreases personal expenditures due to health Quick and confidential – health information is not share with the employer INDICATION HEALTH INSURANCE FOR EMPLOYEES REQUEST QUOTE Package Inpro 20 Package Inpro 33 Package Inpro 40 Bronze Silver Gold Compulsory med. examination of employees 100 € 150 € 200 € Optics (glasses and contact lenses) 50 € 100 € 200 € Vaccination (influenza, encephalitis, hepatitis) 100 € 100 € 200 € Paid outpatient services 3 000 € 4 000 € 5 000 € Paid in-patient services 3 000 € 4 000 € 5 000 € Rehabilitation services 250 € 300 € 500 € Medications 50 € 100 € 150 € Dental care €200 €250 €500 Insurance Compensations a year 6 750 € 9 000 € 11 750 € Insurance premium (paid monthly) x12 € 20 33 € € 40 This is an indicative premium rate, which depends on the specifics of the company, the number of employees and the average age of the employees. The deductible rate depends on the package and can be 0% -20%. The higher the deductible, the lower the insurance premium. For more information, contact our specialist. CONTACT OUR SPECIALISTS FOR MORE INFO Specialists Arina Mesropyan Phone: +372 5883 8533 Email: arina.mesropjan@inpro.ee Terri Tamm Phone: +372 5883 8933 Email: terri.tamm@inpro.ee Gerli Lees-Leesma Phone: +372 5883 0803 Email: gerli.lees-leesma@inpro.ee CORPORATE HEALTH INSURANCE ​ Health insurance is the most valued social guarantee on the labor market that an employer can offer an employee. Health insurance for employees is an insurance voluntarily taken out by an employer in the interests of its employees to supplement the state health insurance system. This is a great added value for employee motivation. Studies show that employees value an employer who cares about their health and well-being. In addition to holidays and flexible working hours, health insurance, life insurance and personal accident insurance have also become important. ​ Health insurance allows the company's employees to use paid medical services at no additional cost or at a lower cost (depending on the insurance program) and to get necessary medical treatment faster. Health insurance for employees is suitable for companies of different sizes in different sectors. ​ EMPLOYEE HEALTH INSURANCE ALSO COVERS DENTAL ​ Corporate Health Insurance also covers dental care for the company's employees, under which the company insures its employees in case they incur regular dental expenses or dental expenses caused by an accident. Dental Insurance is available only as part of the Corporate Health Insurance program . ​ WHAT RISKS ARE COVERED? ​ The employer has the opportunity to choose which programs and amounts are included in the Health Insurance Contract. For example, partially or fully reimbursed paid medical services can be added, a certain amount of limit can be set within which the medical services can be used. Employers can also choose to include compulsory health examinations of its employees in the Health Insurance Contract. ​ INSURANCE TERRITORY Depending on the wishes and needs of the employer, the territory of the Corporate Health Insurance may be the Republic of Estonia or the Baltic States. In case of international insurance solutions (Morgan Price Health Insurance: Standard Plus , Comprehensive , Premium ) - Europe, Worldwide except USA, China, Singapore and Hong Kong or Worldwide. ​ FAMILY MEMBERS ​ Some health insurance solutions also extend to the employee's family members . Contact our specialists by email: info@inpro.ee or phone: (+372) 383 8118 ​ Morgan Price Health Insurance ASK FOR AN OFFER Inpro Insurance Brokers OÜ is an official intermediary of Morgan Price International Healthcare Ltd. insurance products in Estonia. Morgan Price International Healthcare Ltd. is a member of the Association of International Medical Insurance Providers . As one of the corporate health insurance solutions, Inpro Insurance offers three Morgan Price insurance plans: Standard Plus , Comprehensive and Premium . You can select "European Countries", "Worldwide except US, China, Singapore, Hong Kong" or "Worldwide" as the health insurance region. REGION 1 - EUROPE ​ Albania, Andorra, Austria, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Channel Islands, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Great Britain, Greece, Greenland, Hungary, Iceland, Ireland, Mediterranean islands, Isle of Man, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Russia (west of Urals), Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, Ukraine, Vatican State REGION 2 - WORLDWIDE ​ (excl. USA, China, Singapore and Hong-Kong) REGION 3 - WORLDWIDE ​ Tervisekindlutus - ravikindlustus - Inpro Insurance Brokers HEALTH CHECKS We have included cover for annual health checks on our more comprehensive plans as we feel prevention is as important as treatment. avikindlustus - Inpro Insurance Brokers EMERGENCY ASSISTANCE All of our plans include access to our 24 hour multi-lingual assistance helpline, 365 days a year. We will provide the hospital with verification of your policy details and if necessary, a treatment guarantee. We will also pay the provider directly for any in-patient treatment costs incurred. avikindlustus - Inpro Insurance Brokers TREATMENT ANYWHERE Freedom to choose which facility you use for your treatment within your area of cover. avikindlustus - Inpro Insurance Brokers WIDE RANGING COVER We cover in-patient and day-patient hospital treatment costs, as well as a wide range of comprehensive out-patient benefits. In addition, there is cover available for routine dental treatment and routine maternity costs. All our plans include evacuation benefits as standard in case you need emergency in-patient treatment which cannot be given to you at your point of need. ASK FOR AN OFFER Morgan Price Standard Plus In-patient and day-patient treatment Evacuation and repatriation Treatment for cancer Cash benefits Home country cover excluding USA Treatment for chronic conditions Out-patient services Routine maintenance for chronic conditions Diagnostic tests, x-rays and pathology Emergency treatment outside area of cover Organ transplants Routine health checks Dental Routine maternity Infertility treatment TOTAL Insurance Compensations a Year 750 000 € Insurance premium a month (x12) 75 € Morgan Price Comprehensive 1 000 000 € 100 € Morgan Price Premium 1 500 000 € 125 € This is an indicative rate, which largely depends on the age of the insured person and also on the number of employees in the company. The deductible for the above indication is 0%. For more information, contact our specialists. "I want to take the opportunity to thank you and your entire team for the quick and good service concerning my request for approval of treatment costs. Due to your staff, I got a quick confirmation for cost coverage of necessary investigation and to my surprise, the reimbursement of my bill from my first visit in hospital was already in my account within 5 days. Great" "Thank you for your assistance. Having never dealt with this kind of situation before it is a little challenging. I am very impressed with the way it had been handled by Morgan Price and cannot thank you enough for your prompt replies and support" "You can tell the insurer that the Island Hospital, Penang were very very impressed with their professional attitude and their prompt payments. The Island Hospital doctors and accounts department staff told me that it is by far the best experience they have ever had with an overseas insurer and it was a pleasure to deal with them" "I can confirm I have been very happy with the Morgan Price service. Unfortunately, I have had to claim a lot over the last year and the service has been excellent. I would be more than happy to renew with Morgan Price"